Loxon Early Warning System

As described on AWS Marketplace.

Loxon Early Warning System (EWS) is a comprehensive business solution designed to support credit and customer monitoring activities for banks. Its primary objective is to detect early signs of credit deterioration within the entire loan portfolio, allowing financial institutions to act before issues escalate. The system collects and analyses data from multiple internal and external sources including traditional financial data, behavioural indicators and non-traditional signals to identify early warning signals and calculate Probability of Default (PD) values using advanced statistical and predictive models. Beyond analytics, Loxon EWS provides a full workflow management layer supporting root cause analysis, escalation and pre-workout actions. It assists users in assigning customers to appropriate risk categories, generating decision-support documents (e.g., breach reports, classification proposals) and creating action plans that maximise expected profit or customer value. The solution offers extensive configurability, enabling banks to adjust models, questionnaires and parameters to their own data and processes. Loxon EWS can be implemented as a standalone solution or integrated into existing banking systems, available both on-premises and as a cloud-based SaaS. By providing early, data-driven insights and orchestrating the entire risk mitigation process, Loxon EWS helps banks strengthen resilience, reduce non-performing exposures and maintain a healthy, sustainable credit portfolio.

Highlighted by the publisher on AWS Marketplace.

Proactive risk identification: Detect early signs of credit deterioration with predictive analytics and behavioural modelling to reduce defaults and improve portfolio quality.

Integrated workflow automation: Manage escalation, root cause analysis and action plans through a built-in business process layer that supports pre-workout decision-making.

Flexible deployment and configurability: Available as on-premise or SaaS solution, allowing full parameterization and model customization to fit the unique risk environment of each bank.

As stated by the publisher on AWS Marketplace.

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