Evidence tier Source Confirmed · 4 captures on record
What the publisher says
As described on AWS Marketplace.
EXL™ Transaction Insights enables financial institutions to significantly enhance their understanding of customer risks, needs, and preferences. The AI-based solution mines every data element from bank account transaction description to extract the maximum information present within. Solution then enriches this information with additional context using an industry-leading metadata layer based on more than 15 million records from our partnerships with commercial bureaus as well as significant investments in curated vertical lists. The solution also identifies recurring transaction patterns over time, thereby build an understanding of intent behind these transactions. This becomes the building block to categorize transactions in over 300+ categories and develop 2000+ rich, predictive and custom attributes about each customer. These attributes can be directly plugged-in to solve use cases across risk, marketing, and product strategies.
Highlights
Highlighted by the publisher on AWS Marketplace.
Enhance credit risk /probability of default models: Enhance risk assessment utilizing attributes across cashflow, customer financials, recurrence patterns, and risk triggers which can be used standalone or as a supplement to credit bureau data to comprehensively assess customer creditworthiness. Debt capacity evaluation: Analyze customer income/revenue, their expenses, and debt obligations.
Enhance customer experience: Enable/increase instant decision rate as well as automate income verification process while onboarding a new customer through our real-time secure APIs to provide a seamless customer experience. Wallet insights: Understand customers financial ecosystem, tradelines, existing product basket, share and usage in customer wallet. Leverage the solution insights to grow your share of wallet.
Increase pre-approval and cross-sell campaign effectiveness: Leverage customer behavior, engagement, and wallet insights to enhance customer response models and customize marketing campaigns.offers, and next-best actions. Boost collections: Help understand the possible risk factors behind the credit event w.r.t. ability and willingness to pay, forecast future cash flows & identify right time for customer contact to improve the overall collection process
Agent build and provenance
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Compliance
- FedRAMPConfirmedNot listed90%, registry-checkedNo FedRAMP Marketplace entry matched this vendor's domain, checked 2026-08-27registry recordas observed 2026-08-27
Confirmed means matched to a public authoritative registry. Claimed means the vendor or its listing states it, not yet cross-checked. A framework not shown was not found in any source we hold, which is not evidence against it. Not listed means a scoped registry check found no match for this vendor's domain: a No is a scoped registry check, not a compliance judgment. Confidence bands: 95% domain-verified, 90% registry-checked, 80% self-attested, 70% weak signal. Self-attested items marked “vendor's site” are gathered from the vendor's own website and are not verified by us.
Vendor
External enrichment
Sources
Publisher resources
2 linksLinked repositories
Unknown means this listing does not publish a repository. It is not a statement that the code is closed, and a linked repository is not a claim that the publisher wrote it: the registry computes that relationship privately and does not publish it.
Evidence risk is the share of the build you cannot see before you deploy, not a security rating. Sign in to see the layer-by-layer basis for this band.