Bud
Powerful financial data intelligence APIs for you to assess credit risk, offer PFM or target offers
- Category
- Data
- Registry category
- Finance & AccountingFraud, Risk & Compliance
- Vendor
- Bud (Bud Financial Limited)
- Location
- Dover, Delaware 19901, United States of America
- Reviews
- This marketplace has no ratings
- Listed on
- Google Cloud Marketplace
- Pricing
- 3 plans listed
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What the publisher says
Overview
Bud's mission is to enable enterprises to build the next generation of personalized financial services.
The Bud platform offers a powerful suite of data intelligence services consumed directly via API or via web dashboards.
Show the rest of the publisher’s description (25 more lines)
Clients use the Bud platform to Assess credit risk, Engage customers with financial management tools or drive Action with journeys that positively influence better financial behaviours. Bud uses cutting edge technology to solve the everyday needs of customers.
Assess
Use real-time financial data to assess the credit risk of customers. These tools reduce the time to process lending applications, reduce the risk of customers defaulting on credit lines and increase the addressable market for your credit lines.
Engage
Develop a suite of advanced financial management tools that help customers evolve their financial wellbeing and engage them with your app, consistently.
Action
Offer actionable insights, personalized offers and end-to-end customer journeys to your customers. Bud uses financial information gathered from customers to generate insight that positively influences behaviour change.
"As a Service" features
Underpinning Bud's Solutions are a number of services that can be consumed "as a service".
The Intelligence Platform (all regions)
Categorisation
Bud’s categorisation service tags every transaction with three category levels (or tiers) to better understand a customer’s current and predicted product holdings, income and expenditure.
Region-specific model taxonomies are flexible according to your use case and are typically made up of ~12 primary categories and 80+ subcategories.
Clients and customers use this service to visualise spend patterns, make smarter predictions, power affordability and enhance decisioning.
Merchant Identification
The extraction of different entity types found within a transaction description text string.
Entity types include: merchants, other organizations, transaction types, locations, dates, and people (i.e. names). All of which are extracted and provided with a confidence value.
The service also provides standardized, clean, details of any merchant, other organization or transaction type entity found within the transaction description text.
The entities service is used by clients and customers to get a greater understanding of spend, create or evolve loyalty programmes or provide customer support teams with the information to resolve transaction disputes with customers.
Connect
Open Banking aggregation (UK only) - Bud retrieves accounts, balances, transactions, and additional fields. Bud typically pulls 12 months of historic data on initial connection to a provider and can refresh up to a mandated maximum of 4x per day. Bud offers the largest retail account coverage in the UK.
Account verification (UK only) - Bud is able to verify the customer's (retail or business) account matches their given name through Open Banking consent. This allows organisations to reduce manual checks in onboarding new customers to products or services.
Pay
Payment initiation (UK only) - offers a fast, cost-effective payments solution that reduces both fraud and friction for end-users. Allow customers to make single payments, set up standing orders or schedule payments at a fraction of the cost of card schemes.
Contact Bud directly for enhanced platform packages, customized pricing or discounts and offers.
Plans and pricing
paid
Linked repositories
Unknown
Unknown means this listing does not publish a repository. It is not a statement that the code is closed.
Publisher resources
Sources
- Marketplace listingGoogle Cloud Marketplace (opens in a new tab)
- Company recordOutside company data, matched on thisisbud.com
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Information shown here reflects the best available information at the time of assessment and may be incomplete, outdated, or subject to change. It should be independently verified before being relied upon for any decision. SettleTop is not liable for any errors, omissions, or decisions made in reliance on this information.
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